Athena Villanueva

Why You Might Want To Pass On Your Employer-Sponsored Life Insurance

• 11 min read

  Employer-provided benefits, though well-intentioned, can nonetheless be a minefield for misinterpretation.   Take life insurance, for example. It’s a popular employer-provided perk that is lulling workers into a false sense of se...

Almost Half Of American's Don't Have Life Insurance Coverage

• 11 min read

Getting married, buying a house and having kids are all good reasons to purchase life insurance. But if other financial priorities keep getting in the way, there's an economic consideration if you're a millennial (no matter how much you hate...

5 Things Not to Do When Planning Your Retirement

• 11 min read

Retirement presents a unique set of challenges that many of us never think about even as we plan for it. Preparing for retirement is a different ballgame than what we played while working and building up our wealth. This is truer now than ever before...

What is Adjustable Life Insurance?

• 11 min read

Adjustable Life Insurance is often referred to as Universal Life Policy, and it is often described as permanent life insurance. These types of insurances are designed to have flexible premiums, as well as, benefits in the case of death. They are con...

Want To Maximize Your Retirement Savings? Try These Seven Strategies

• 11 min read

When you're young and retirement is decades away, it's easy to justify minimum 401(k) contributions in favor of a little extra spending money. But, as many professionals learn the hard way, it's not always so easy to play catch up when yo...

How To Get Guaranteed Income In Retirement Income

• 11 min read

People have long been conflicted about annuities. On the one hand, they like the guaranteed lifetime income that only these insurance products can provide retirees. In fact, a recent survey of people 55 and older found that 73% considered g...

Is an Annuity a Good Choice for You?

• 11 min read

Annuities can prove to be great assets, but before diving in you need to ask yourself some questions about your financials first.     Annuities can help you save for retirement, reduce risk, cut your taxes and guarantee a lifetime income...

5 Indexed Annuity Secrets

• 11 min read

Legacy Marketing Group, an insurance marketing organization, recently brought Sheryl Moore to Phoenix to brief affiliated financial professionals on the state of the indexed market. Moore — the president of Wink Inc., a financial services data...

5 creative ways to use life insurance

• 11 min read

Insurance. One of the more boring products out there but also one of the most essential, especially in a privately-held business — even more importantly, in a business that is growing. Here are five creative ways life insurance impacts a growi...

Gifting a Life Insurance Policy to a Charity

• 11 min read

Earlier this year, Grace who is a recent widow and longtime client, found herself questioning the need of an old whole life policy. The policy had a cash value of $100,000 and a death benefit of $220,000. With the passing of her husband and...

Athena Villanueva

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